function mmLoadMenus() {
  if (window.mm_menu_0312174846_0) return;
  window.mm_menu_0312174846_0 = new Menu("root",100,16,"Verdana, Arial, Helvetica, sans-serif",10,"#cccccc","#ffffff","#7c1421","#7c1421","left","middle",3,0,500,-5,7,true,false,true,0,true,false);
  mm_menu_0312174846_0.addMenuItem("Landscape ","location='landscape.htm'");
  mm_menu_0312174846_0.addMenuItem("Glaziers","location='glaziers.htm'");
  mm_menu_0312174846_0.addMenuItem("Carpenter","location='carpenter.htm'");
// mm_menu_0312174846_0.addMenuItem("Lorem ipsum","location='#'");
   mm_menu_0312174846_0.bgImageUp="images_exp/mmmenu1_98x29_up.gif";
   mm_menu_0312174846_0.bgImageOver="images_exp/mmmenu1_98x29_up.gif";
//   mm_menu_0312174846_0.bgImageOver="images/mmmenu1_98x29_over.gif";
   mm_menu_0312174846_0.hideOnMouseOut=true;
   mm_menu_0312174846_0.bgColor='#ffffcc';
  window.mm_menu_0312174234_1 = new Menu("root",132,16,"Verdana, Arial, Helvetica, sans-serif",10,"#cccccc","#ffffff","#7c1421","#7c1421","left","middle",3,0,500,-15,7,true,false,true,0,true,false);
  mm_menu_0312174234_1.addMenuItem("Mortgage Calculator","location='mortgagecalculator.htm'");
  mm_menu_0312174234_1.addMenuItem("Steps to Home Owning","location='stepstohomeowning.htm'");
  mm_menu_0312174234_1.addMenuItem("Home Maintenance","location='homemaintenance.htm'");
  mm_menu_0312174234_1.addMenuItem("Lenders","location='lenders.htm'");
   mm_menu_0312174234_1.bgImageUp="images_exp/mmmenu1_98x29_up.gif";
   mm_menu_0312174234_1.bgImageOver="images_exp/mmmenu1_98x29_up.gif";
   mm_menu_0312174234_1.hideOnMouseOut=true;
   mm_menu_0312174234_1.bgColor='#ffffcc';

  mm_menu_0312174234_1.writeMenus();
} // mmLoadMenus()